How to buy Premium Bonds: NS&I warns savers 'have details at the ready' when buying Bonds

They might not be right for everyone, but from the opportunity to win a £1million jackpot prize to the tax-free aspect of prizes, some may decide to invest in Premium Bonds. For those who do want to purchase Premium Bonds, there are several ways to go about doing so.

"You can buy Premium Bonds online using our secure online system," NS&I states.

"Please have your debit card details at the ready."

Alternatively, Premium Bonds can be bought from NS&I over the phone.

Again, customers are urged to have their debit card details ready.

It's important to note that if the Bonds are being bought for someone else's child, buying Bonds by phone isn't an option.

Purchasing by post is another method, for both oneself or as a gift for a child.

There are two different application forms - one for people buying for themselves or their child under 16, and one for people buying Bonds as a gift for someone else's child under 16.

The relevant form should be filled in and sent to NS&I, alongside a cheque which is payable to the Government-backed savings provider.

Buying Premium Bonds for children

It's now possible for any adult to buy Premium Bonds as a gift for a child who is under the age of 16 - whether they're their parents or not.

However, until the child turns 16, their parent or guardian must be named on the application to look after the Bonds.

A parent or guardian must be named on the application regardless of who bought them.

NS&I will then send confirmation of any transactions made, prizes won and payment for cashed-in Bonds to the nominated parent or guardian until the child turns 16.

Parents or legal guardians can buy Premium Bonds for their own child online, by phone or by post.

If purchasing for someone else's child, Bonds can be applied for online or by post.

"You can ask us to send you an electronic or paper gift card for you to pass on to the child," NS&I explains.

"We’ll also send you an acknowledgement of your investment.

"But only the nominated parent or guardian will be able to manage and cash in the Bonds."

As part of the application, the person will need to know the nominated parent or guardian's date of birth and address, as well as the child's Premium Bonds holder's number, if they have one.

How to buy Premium Bonds: NS&I warns savers 'have details at the ready' when buying Bonds How to buy Premium Bonds: NS&I warns savers 'have details at the ready' when buying Bonds Reviewed by Finance News on 18:35 Rating: 5

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